Lemonade uses standard waiting periods of two days for injuries and 14 days for illnesses. Cruciate ligament injuries carry a separate waiting period of six months, which is also fairly typical with pet insurance. Any vet bills dated before the end of the applicable waiting period won’t be covered. Like all pet insurers, Lemonade won’t cover any pre-existing conditions that appear before you purchase coverage or during a waiting period. A common misconception is that conditions are only conside

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